.sn-seccion-oscura{background:linear-gradient(150deg,#0f1e30,#1a2e4a);color:#fff}.sn-seccion-oscura .sn-etiqueta-seccion{color:#93b8e8}.sn-seccion-oscura .sn-titulo-seccion{color:#fff}.sn-seccion-oscura .sn-bajada-seccion{color:rgba(255,255,255,.78)}.sn-callout-ambar{border-left-color:var(--ambar);background:#fffbeb}.sn-callout-ambar strong{color:#92400e}.sn-grid-2{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px;margin:28px 0}.sn-grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin:28px 0}.sn-grid-4{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin:24px 0}.sn-tarjeta{background:var(--blanco);border:1px solid var(--borde);border-radius:var(--radio-lg);padding:24px;box-shadow:var(--sombra-sm);transition:box-shadow .22s,border-color .22s}.sn-tarjeta:hover{box-shadow:var(--sombra-md);border-color:var(--azul-borde)}.sn-tarjeta h4{font-weight:700;color:var(--texto-oscuro);font-family:"Helvetica Neue",Arial,sans-serif;font-size:.97rem;margin-bottom:9px}.sn-tarjeta p{font-size:.9rem;color:var(--texto-cuerpo);margin-bottom:6px}.sn-tarjeta .sn-meta{font-size:11.5px;color:var(--texto-suave);font-family:"Helvetica Neue",Arial,sans-serif}.sn-icono-tarjeta{width:42px;height:42px;border-radius:var(--radio-sm);background:var(--azul-palido);border:1px solid var(--azul-borde);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:14px;flex-shrink:0}.sn-checklist{list-style:none;padding:0;margin:14px 0}.sn-checklist li{display:flex;align-items:flex-start;gap:9px;padding:7px 0;border-bottom:1px solid var(--borde);font-size:.93rem}.sn-checklist li:last-child{border-bottom:none}.sn-checklist li::before{content:"";width:17px;height:17px;border-radius:50%;background:var(--azul-palido) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2 6l3 3 5-5' stroke='%232563a8' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat center/9px;border:1.5px solid var(--azul-borde);flex-shrink:0;margin-top:2px}.sn-kw-chip{background:var(--blanco);border:1px solid var(--azul-borde);border-radius:40px;padding:5px 14px;font-size:12.5px;font-family:"Helvetica Neue",Arial,sans-serif;color:var(--azul-oscuro);font-weight:500}.sn-kw-chip.alta{background:var(--azul-oscuro);color:#fff;border-color:var(--azul-oscuro)}.sn-faq-cuerpo.abierto{display:block}.sn-ctr-tabla{width:100%;border-collapse:collapse;margin:16px 0;font-size:.88rem}.sn-ctr-tabla th{background:var(--azul-oscuro);color:#fff;padding:10px 14px;text-align:left;font-family:"Helvetica Neue",Arial,sans-serif;font-size:12px;font-weight:600}.sn-ctr-tabla td{padding:9px 14px;border-bottom:1px solid var(--borde);color:var(--texto-cuerpo)}.sn-ctr-tabla tr:hover td{background:var(--azul-palido)}